Energy Efficiency Loans
Tired of wasting your energy dollars? Then take advantage of Cobb EMC Pataula District's Efficiency Loan. Invest in energy efficient improvements now and you will reap the benefits for years to come in the form of a more comfortable home, and you will be saving energy and money. Cobb EMC Pataula District has long encouraged and supported the wise and efficient use of electricity. Smart homeowners want to get the most value from their energy dollars. To make it easier to take advantage of new energy efficient technologies, Cobb EMC Pataula District and GEMC Federal Credit Union have partnered to offer you a fast and economical way to finance energy efficient home improvements.
Loan Amount |
Minimum Rate |
Term |
$1,000-$5,500 |
0% APR1,2 |
36 Months |
$5,501-$7,500 |
7.50% APR1 |
Term Varies by |
$7,501-$10,000 |
7.50% APR1 |
|
$10,001-$15,0003 |
7.50% APR1 |
- If you choose to pay with bank draft, your loan rate will be discounted by 0.50%.
- Closing cost is a flat $65, payable at loan closing.
- Please speak to your GEMC FCU loan representative for available term options. See loan disclosure for complete loan details and terms.
1APR: Annual Percentage Rate. Rate is fixed for the life of the loan and bank draft payment is required to receive this rate.
2Interest Rate reflects an interest rate buy-down program made available through the Energy Efficiency and Conservations Block Grant Program and Georgia Environmental Facilities Authority in conjunction with the American Recovery and Reinvestment Act of 2009.
3Using principal property as collateral with Deed to Secure Debt.
This project, program, or service is funded in whole or in part by the American Recovery and Reinvestment Act of 2009 in cooperation with the Georgia Environmental Financing Authority.
How do I get started improving my home?
What are the requirements?
What are eligible items?
FAQ's
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